Product Series

Choose appropriate loan products for you.

Ultra Short-term Loan

With interest first, then repay the principal. Pay daily interest at once and repay the principal on the closing day of the loan period.

Ultra short-term loan is suitable for users who need capital turnover in short time. Pay the loan interest one time when acquiring the loan for the first time.

60
day

period

200,000
$

Maximum

Short-term Loan

With interest first, then repay the principal. Pay the interest monthly and repay the principal on the closing day of the loan period.

suitable for users who need capital turnover in short or middle term. Pay the loan interest of the first month when acquiring the loan for the first time.

12
month

period

200,000
$

Maximum

Large-amount Loan

With interest first, then repay the principal. Pay the interest annually and repay the principal on the closing day of the loan period.

suitable for users who need capital turnover in long term. Pay the closing cost when acquiring the loan for the first time. Then repay the interest annually.

3
year

fixed

22,000,000
$

Maximum

Loan Process

Have a good understanding about how we work?

1
Send pledged digital assets to VCBANK platform
2
Once the loan is completed, the lending party will offer funds to users
3
Users pay the interest to VCBANK on time
4
Once the loan period is finished, VCBANK returns original amount of pledged currency to users

No need to sell digital assets in capital emergency

More and more people know about digital assets and hold digital assets. Digital assets are valuable and worth of long-term investment. While it is too wasteful to put digital assets into digital wallets, especially when there is a need for funds in an emergency. At that time, users have to sell long-stored digital assets, even selling digital assets when the price falls to the lowest point. Currently, when users need funds for emergency use, they can pledge digital assets to VCBANK to obtain more idle funds for financial management and they can also keep investing digital assets or purchasing various products, which make funds used more flexible.

① Register to be the member of VCBANK

② Transfer digital assets to the account of VCBANK platform

③ Choose the loan service suitable for you and make a loan.

④ Go to the account financial center to apply for withdraw.

⑤ The borrower transfers the loan to the account designated by the lender.

⑥ Repay the interest and the principal on time and the digital asset will thaw on the closing day of the loan.

Strength of VCBANK

High speed application with one hour

Fast speed

Convenient and fast, the loan can be transferred to the account at top speed. Easy to borrow and repay, the fastest 1 hours to arrive.

Low Interest

With interest first, then repay the principal. No-pressure for the repayment, Easy to borrow and repay, just need to repay the interest monthly.

High Amount

With the highest loan of 200 thousand US dollars for the short-term loan and 22 million US dollars for the long-term loan

High Pledge

Multiple currencies for mortgage loans are allowed and the mortgage rate can reach 75% of the currency price.

No credit investigation

Only with digital assets can get the loan immediately. There is no need to conduct credit investigation and make credit review.

VCBANK

Line Chart

2018-08

VCBANK For Internal Test

2018-09

VCBANK1.0 For the Public

2018-10

VCBANK Share the earnings

2018-11

VCBANK APP 1.0 For the Public

2018-12

VCBANK 1.1 For the Public

2019-02

VCBANK APP 1.1 For the Public